Blog

Featured Articles

Newest Articles

  • “Hell or High Water” The Oscar Nominated Film about Reverse Mortgages that Leaves out Half the Story

    Who knew the 30 year old, oft-maligned, red-headed stepdaughter of financial products would be front and center last Sunday night at the Academy Awards? Nominated for four Oscars in the 89th Academy Awards, Hell or High Water follows the journey of two brothers who set out on a bank-robbing spree to pay off their late Read More…

  • How to Get Your Client to 70

    Fox Business shared an article about making the decision to take Social Security benefits early, or put it off past full retirement age and take increased benefits at age 70. The article listed two reasons to wait until 70 and two reasons why clients should not. Their reasons for waiting are… Client can increase benefits by 8% Read More…

  • Can Reverse Mortgages Hedge the Most Common Retirement Income Risks?

    At first glance the article title seems to suggest that a home equity conversion mortgage (HECM), also known as a reverse mortgage can be used to hedge or mitigate some of the more common risks of retirement. But I realize that for some advisors, the very notion of reverse mortgages being implemented in financial planning Read More…

  • Best Reverse Mortgage Articles of 2016

    There’s no doubt that 2016 was a great year for the Reverse Mortgage. The program was shone in positive limelight by myriad publications, researchers, institutions and well-respected financial thought leaders. Below are some of the stand-out articles to be published in the last year. The American College-December 5, 2016 Making a Case for Reverse Mortgages in Read More…

  • Do Reverse Mortgages Offer Realistic Solutions to the Aging in Place Crisis?

    BY 2035, AN ASTOUNDING 1 OUT OF 3 AMERICAN HOUSEHOLDS WILL BE HEADED BY SOMEONE AGED 65 OR OLDER – Harvard Aging in Place Study Many retirees have a dream of aging in place – the ability to live in one’s own home and community safely, independently, and comfortably, regardless of age, income or ability Read More…

  • {Forbes} 5 Ways A Reverse Mortgage Can Help Your Retirement

    A few weeks ago I ran across an article in Forbes that was entitled 5 Ways A Reverse Mortgage Can Help Your Retirement. I was stunned at the clarity and preciseness in which Neil Krishnaswamy, CFP®, RICP®, EA had summarized.  I immediately looked him up and emailed him. Once we connected, I asked him where did Read More…

  • 12 Smart, Savvy and Surprising Ways to Use a Reverse Mortgage

    Reverse mortgages allow homeowners age 62 or better who own their home outright or who have a small mortgage balance to convert the equity in their primary residence into a liquid, tax-free asset. Borrowers can take their money in a lump sum, a monthly payment, or set up a line of credit. Interest accrues on Read More…

  • What a Trump Presidency Means for Retirement Income Planners

    Today I was thrilled to have my good friend Prof. Jamie Hopkins — Forbes writer and co-director of the American College’s Retirement Income Program — talk about the impact of a Trump presidency on retirement income planners during my webinar. During the talk, Jamie broke down what changes to expect for seven different areas of Read More…

  • How Does the HECM Line of Credit Work?

    One of the most powerful features of the Home Equity Conversion Mortgage is that the unused portion of the Line of Credit has a built in guaranteed growth factor. So that once the line is established, it will continue to grow regardless of the home’s value. Some have “asked how is this possible?” And the Read More…

  • {Webinar} Dr. Wade Pfau – Using Reverse Mortgages to Secure Your Retirement

    In July of 2016, I had the opportunity to interview my good friend Dr. Wade Pfau regarding his new book about the Role he sees Reverse Mortgages playing in retirement income planning.  You can watch the entire interview below as well as download the slide deck Here Some of our topics of discussion include: How Read More…