Disclosures & Disclaimers


 

Legal Disclaimer

The publisher of this website takes great care to thoroughly research the information provided in the HECM Advisors Group Blog to ensure that it is accurate and current. Nonetheless, the content on this website is not intended to provide tax, legal, accounting, financial, or professional advice, and readers are advised to seek out qualified professionals that provide advice on these issues for specific client circumstances. In addition, the publisher cannot guarantee that the information on this website has not been outdated or otherwise rendered incorrect by subsequent new research, legislation, or other changes in law or binding guidance. The publisher of HECM Advisors Report shall not have any liability or responsibility to any individual or entity with respect to losses or damages caused or alleged to be caused, directly or indirectly, by the information contained on this website. In addition, any advice, articles, or commentary included in HECM Advisors Report or do not constitute a tax opinion and are not intended or written to be used, nor can they be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer.

Furthermore, any information or calculators used may help you analyze a client’s financial needs. It is based on information and assumptions provided by you regarding their goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results

Privacy Policy

We are committed to protecting your privacy.  Our website is a great way to find out more about our services, access informative articles, market information and financial calculators.  We will not collect any personal, identifiable information without your knowledge. Identifiable information can be broken up into two categories, personal and non-personal information.

Non-personal informationOur site creates a temporary data file commonly known as a cookie, which allows you to view some of our disclosure information.  It may also track the areas of our website that you visit. However, when you close your browser this cookie is automatically deleted from your system.  We may collect information regarding the internet provider from which you are connecting to our site, such as AOL or MSN.  We may also track the website from which you linked to our site.  This information is used statistically and not to identify individuals.

Personal informationYou can visit the site and remain anonymous by not providing any personal information. However, you may choose to share this information by completing applications, online forms or requesting that we contact you.  Personal information includes, but is not limited to name, address, phone number, and email address. All forms are located in secured areas of our website.

When using secure areas of this website to provide or access your personal information, the information is encrypted, making it indecipherable to third parties.  Your browser will indicate that you are in a secure area by displaying a locked padlock in the bottom of the screen.  Internet connections cannot be guaranteed to be 100% secure.  We have taken all reasonable measures to protect the information entered and accessed on the website.  However, we cannot be liable for unintentional disclosure of information.

Sharing informationYour personal information will not be sold, or shared with unaffiliated third parties unless there is a need to disclose information to process a transaction or when the law requires it.  Information collected will be emailed directly to us and will be used to provide you with more value, better service, or process a transaction for you.  Other sites linked to this site are not covered under this privacy agreement.

Changes to this policyFuture changes may be made to our privacy policy.  If you are a client, we will not make any change without first sending you a revised policy.  Those changes will also be addressed on this website, which reflects the current privacy policy.