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  • 7 Ways to Incorporate Housing Wealth with a Million Dollar Client – Dr. Wade Pfau

    My good friend and colleague, Dr. Wade Pfau, conducted a research study using a Monte Carlo simulator 10,000 times to demonstrate the best and worst possible outcomes for a retiree with $1 million in tax-deferred assets, a home value of $500,000 and a 4% annual draw. Below is an explanation of his findings. (A 25 percent Read More…

  • How Does the HECM Reverse Mortgage Get Repaid?

    When I speak with advisors and their clients, one of the most common questions is, “How does repayment work?” Remember the four words that can put everyone at ease? It’s just a mortgage! Reverse mortgage repayment is pretty straightforward, and even has safeguards in place to protect the borrower and their families. Check out the 3-minute Read More…

  • What Happens When Reverse Mortgages Come Up at the Family Picnic? Four Words that May Help

    The Family Picnic Has this ever had this happened to you? You’re at a family gathering and someone mentions they’re thinking about getting a reverse mortgage. Some family members may sheepishly excuse themselves – sensing the approach of a conversation they’d rather avoid. A few will say, “I’ve heard about those,” and may be open Read More…

  • Are Traditional Retirement Income Strategies Enough?

    Three Major Retirement Problems for Baby Boomers If there’s one generation in recent history that has most dramatically changed the retirement planning game, it’s the baby boomers. They’re one of the most talked-about generations today, with a host of well-documented challenges facing them. Living Longer Instead of spanning 15 or 20 years, their retirement will Read More…

  • Seven Reverse Mortgage Concerns and the Unexpected Questions Advisors Should Be Asking

    Seven Reverse Mortgage Concerns In early 2017, after speaking at a large conference for advisors and following up with a routine email, I received this surprising response: “{Company Name} is an independent, registered investment advisory firm managing nest eggs for over 400 client families. We have done extensive research on the reverse mortgage business and Read More…

  • Three Lessons from the World’s First Computer Mouse

    In 1964, computer scientist Douglas Engelbart stumbled onto something he thought could make a difference in the way people interacted with computers. He named his invention the X-Y Position Indicator; today, we know it as the computer mouse. Engelbart went on to demonstrate his new device for leading computer experts like IBM and Hewlett Packard. He had Read More…

  • 5 Retirement Influencers Speak on Reverse Mortgages

    This week I want to highlight five retirement planning influencers and allow them to share their insight on the newly restructured reverse mortgage. Each talks about helpful ways to incorporate housing wealth in retirement income planning.  Hope you enjoy – dg Ed Slott, CPA, The IRA Leadership Program & Elite IRA Advisor Group I’ve watched Ed Read More…

  • Three Half-Truths About Reverse Mortgages

    My friend and colleague, Jamie Hopkins, Esq., is passionate about retirement security and believes that a better prepared public can enjoy a more secure and fulfilling retirement.  Part of that preparation is becoming aware of all available retirement income planning options–one of them being reverse mortgages. The reverse mortgage often receives bad press due to Read More…

  • Four Underutilized Reverse Mortgage Strategies for Retirement Income Professionals

    Excerpt from July 2019 Advisor Magazine Online With the current retirement income crisis facing baby boomers, advisors need every viable resource to help their clients and sustain their practice.  Reverse mortgages have become one such resource.  Historically, the financial services community has either dismissed the reverse mortgage or relegated it to use as a last Read More…

  • Is a Reverse Mortgage Right for Your Client? Here Are Ten Questions to Get Started

    Retirement has changed significantly from what our grandparents and even our parents experienced not too long ago. We’re living longer, healthier lives, but with that comes the added stress of maintaining your desired lifestyle for a lengthier retirement. You know it’s necessary to plan ahead and consider all your available retirement tools, but is it possible you’re overlooking the Read More…