{Case Study} How One Retiree Improved Tax Efficiency and Preserved Portfolio Savings through Housing Wealth
Client Scenario Susan, age 74, is a widow living in the foothills. She owns a home worth $385,000 that is free and clear. Monthly cash flow is tight living on a fixed income, and longevity runs in her family. Assets: $297,000 in stocks, mutual funds and IRA Social Security: $1278/month Pension: $815/month Distributions: RMD’s total $3700/year but withdrawing $7000/year,… Read More…