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  • How to Create a Triple-Tax-Free Million Dollar Retirement Plan

    Introduction I’d like to introduce you to, Greg Phelps, a new friend and fiduciary with 22 years of financial planning experience.  He runs the Wealth Summit–a platform created to help consumers better understand their personal finances.  At this year’s no-cost, online Summit, Greg will interview 30+ money experts who will expound on their strategies to Read More…

  • Boomers Enter the Workforce…Again

    Introduction In “Working Past 70: Americans Can’t Seem to Retire,” author, Ben Steverman, considers the growing number of people age 65 or older who are remaining in the workforce, or re-entering it.  It is a trend that is predicted to continue, and while working through one’s retirement years may be beneficial, it’s not always feasible Read More…

  • Reverse Mortgage Can Help a Retiree’s “Silver Divorce” — Tom Davison Shares His Thoughts

    Introduction Silver divorce, or ending the marriage during retirement years, was rare in times past, but this is no longer the case. And more is predicted with the advent of the baby boomers.  In a previous article, I outlined the potential problems that result with divorce at a later age as reported by financial Author Mary Read More…

  • Longevity & The Cost of Aging

    Introduction In his article found below, my good friend, Mike Padawer, discusses rising healthcare costs and growing long-term care expenses for retirees.  He points out that, though, awareness is growing, minimal anticipatory action is being taken.  This spells trouble for more than just Boomers.  The solution?  Aging Boomers (and their advisors) need to take financial Read More…

  • {Webinar} The HECM for Purchase: 5 Ways to Create New Retirement Savings Dollars for Your Clients

    Wed. July 19, 2017 @ 1:00 PM – 2:00 PM EST     Description Today’s retiree wants to enjoy the best possible lifestyle without having the additional concern of spending all their retirement savings. In this Webinar, advisors will see the second type of Reverse Mortgage–one of which most have never heard. Imagine the impact Read More…

  • What the New York Times Got Wrong About Reverse Mortgages – Observations from Prof. Jamie Hopkins

    An Introduction A few years ago, I had the privilege of meeting professor Jamie Hopkins and serving as his HECM Muse as he learned the program.  Our friendship has been fantastic, and his advocacy and enthusiasm for the program is unmatched.  Jamie has spearheaded the advancement of the HECM program by bringing the Funding Longevity Read More…

  • How Did Reverse Mortgages Get Such a Bad Reputation? Nine Observations from Dr. Wade Pfau

    An Introduction A few years ago I had the privilege of serving as a member of the Funding Longevity Task Force (now under the American College). During that time I met and became friends with Dr. Pfau. Wade was just getting started on his journey in Reverse Mortgages and I had a chance to serve Read More…

  • {Video} Dr. Harold Evensky on Reverse Mortgages

    The HECM Line of Credit as A Risk Management Tool Four Leading Financial Thought Leaders Share About the HECM Line of Credit

  • Reimagining Retirement Income for the Mass Affluent

    I am pleased to share my second article for the Society of Financial Service Professionals entitled “Re-imagining Retirement Income for the Mass Affluent: How New Collaborative Strategies are Working Together to Dynamically Change Outcomes” You can download the PDF HERE, and my earlier article “Can Reverse Mortgages Hedge the Most Common Retirement Income Risks?” HERE The Read More…

  • How Advisors Are Using Housing Wealth To Create Longevity Bridges

    One Really Simple Change Today I had an advisor ask my thoughts about his clients using a HECM Exchange to create better retirement efficiencies. The clients were ages 65 and 70 with around $900,000 in savings. Based on their current lifestyle, the advisor completed a series of calculations that revealed that their probability of retirement income success Read More…