Article – Harold Evensky’s 10 Tips for Retirement Success – Think Advisor

Think Advisor Magazine

Once again, Financial Thought leader Harold Evensky continues to promote the Benefits of the Reverse Mortgage as a part of a strategic financial plan. We are grateful to such leaders continuing to share valuable information with their peers and colleagues.  You can read the Article in its Entirety HERE

Evensky said of the Reverse Mortgage in December of 2013

[Reverse Mortgages are an] “insurance against a volatile market allowing investors to remain invested through volatile times…(a)nd our conclusion was, anyone who qualified for it should consider doing it.”

Additional Evensky Work:

The Role of Reverse Mortgage in the Planning Process (3 minutes)

7 Things You Need to Know About Retirement Financial Advice (Video)

See # 10 Below

10. Keep Annuities and Reverse Mortgages in Reserve

“What must you earn above the pricing interest rate to justify not annuitizing?” Evensky asked, answering his own question with a chart illustrating that retirees from age 55 to 100 must earn considerably more. He also suggested using a reverse mortgage as a backup for clients’ one-year cash flow reserve, instead of a home equity line of credit. “Unlike a HELOC, a reverse mortgage can’t be taken away” by the lender, he pointed out.


Don Graves, RICP®, CLTC®, Certified Senior Advisor, CSA®
Don Graves, RICP® is a Retirement Income Certified Professional and one of the Nation’s Leading Educators on the Emerging Role of Reverse Mortgages in Retirement Income Planning. He is president and founder of the HECM Institute for Housing Wealth Studies and an adjunct professor of Retirement Income at The American College of Financial Services. He has helped tens of thousands of Advisors as well as more than 3,000 personal clients since the year 2000
Don Graves, RICP®, CLTC®, Certified Senior Advisor, CSA®
Don Graves, RICP®, CLTC®, Certified Senior Advisor, CSA®

Categories: Financial Planning, Industry Updates, Strategic Usage, Uncategorized

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