{Webinar} Dr. Wade Pfau – Using Reverse Mortgages to Secure Your Retirement

In July of 2016, I had the opportunity to interview my good friend Dr. Wade Pfau regarding his new book about the Role he sees Reverse Mortgages playing in retirement income planning.  You can watch the entire interview below as well as download the slide deck Here

Some of our topics of discussion include:

  • How a Reverse Mortgage can function as a Non Correlated Asset Class to offset common retirement income risks {Evensky, Sacks}
  • The HECM line of credits guaranteed growth factor as a buffer asset for spending shocks {Pfau, Salter}
  • How the HECM Tenure Payment acts as an Income and Tax Bracket Bridge for Social Security, IRA and Annuity Deferral {Davison}
  • How Using the Reverse Mortgage as a Last Resort May Indeed Be the Best Strategy plus much more

Video Below

Don Graves, RICP®, CLTC®, Certified Senior Advisor, CSA®
Don Graves, RICP® is a Retirement Income Certified Professional and one of the Nation’s Leading Educators on the Emerging Role of Reverse Mortgages in Retirement Income Planning. He is president and founder of the HECM Institute for Housing Wealth Studies and an adjunct professor of Retirement Income at The American College of Financial Services. He has helped tens of thousands of Advisors as well as more than 3,000 personal clients since the year 2000
Don Graves, RICP®, CLTC®, Certified Senior Advisor, CSA®
Don Graves, RICP®, CLTC®, Certified Senior Advisor, CSA®

Categories: Advisors, Common Usages, Financial, Topics

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Comments: 2 Responses

  1. Sergio Santana says:

    In the example at 25.00 the principal lending value is 200k minus the 5k closing cost leaving you with a 195k line of credit does line of credit grow independent of balance on loan .in the example credit line grew to 199.500 (interviewer said 99.500 )that is a growth rate of 2.3% not the 5% of interest being charged to shouldn’t line of credit grow to 204.750

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