Hello Planner. Whether it’s Financial, Legal, Accounting, Banking or Real Estate. The Landscape is shifting and more and more advisors are looking to the Housing asset as a legitimate source for financial planning. And the Research is compelling.

For example, in the last (2) Years, the Journal of Financial Planning has featured (5) articles covering 64 pages by 8 contributors, with 6 PhD’s, 1 JD and a host of other acronyms to say one primary thing:

The Reverse Mortgage is a Legitimate Planning Tool and Should Not be Considered as a Last Resort for Clients.

See below for all (6) articles.

This page is a short overview of a few very popular posts and studies that advisors enjoyed, particularly the ones who have attended my seminar.  The entire website is committed to one thing: Changing the Conversation about Reverse Mortgages!

If you don’t find the example or scenario you and looking for, please Contact us and we will create one specifically for you.  Or give us a call at 215-732-0814.  Enjoy – Don Graves

Journal of Financial Planning Articles

The Role of Reverse Mortgages in Retirement Planning – FPA Articles

1. HECM Reverse Mortgages: Now or Last Resort?  by Shaun Pfeiffer, Ph.D.; C. Angus Schaal, CFP®; and John Salter, Ph.D., CFP®, AIFA®
2. Retirement Trends, Current Monetary Policy, and the Reverse Mortgage Market, by David W. Johnson, Ph.D.; and Zamira S. Simkins, Ph.D
3. The 6 Percent Rule by Gerald C. Wagner, Ph.D.
4. Increasing the Sustainable Withdrawal Rate Using the Standby Reverse Mortgage by  Shaun Pfeiffer, Ph.D.; John Salter, Ph.D., CFP®, AIFA®; and Harold Evensky, CFP®, AIF®
5. Reversing the Conventional Wisdom: Using Home Equity to Supplement Retirement Income by Barry H. Sacks, J.D., Ph.D., and Stephen R. Sacks, Ph.D
6. Standby Reverse Mortgages: A Risk Management Tool for Retirement Distributions by John Salter, Ph.D., CFP^®, AIFA^®; Shaun Pfeiffer; and Harold Evensky, CFP^®, AIF^®
7. The Taxation of Reverse Mortgages by Vorris J. Blankenship, J.D., CPA
8. Understanding the Line of Credit Growth for a Reverse Mortgage by Wade D. Pfau, Ph.D., CFA

Reverse Mortgages 101 by Michael Kitces, CFP^®

• This is a Webinar that Michael did for us. It covers the Basics of the Reverse Mortgage. It’s about 60 minutes in Length. The slides themselves are worth the visit

https://attendee.gotowebinar.com/recording/3554015559424336897   and     http://www.kitces.com/taking-a-fresh-look-at-reverse-mortgages-security-one/

Four Things Family Members Usually Want To Know About Reverse Mortgages

1.  What is a Reverse Mortgage
2. 10 Most Common Reverse Mortgage Misconceptions
3. 37 most Frequently Asked Questions
4. Pro’s and Con’s of the Program

Case Studies Covered in Don’s Seminars

Here are (6) of the 20+ Case Studies Covered in the 2 Hour Education Class.  These classes are approved for 1 or 2 Hours of CFP Credit and 1 or 2 Hour of State Life Insurance Agent Credits.  To arrange for a Seminar contact us or Call 215-732-0814

• Should Reverse Mortgages Be Considered Only as a Last Resort?

• What Is the Impact of Paying off a Mortgage Using the HECM Program

• Can Reverse Mortgage Help Manage Retirement Income Risks

•  Can A HECM Reverse Mortgage Extend Portfolio Life – A Money Guide Pro Example

•  10 Benefits of a HECM Line of Credit

• When Should an Advisor Suggest a HECM Reverse Mortgage/14 Strategic Uses of a Reverse Mortgage

There you have it folks.  All in one place.  Feel free to enjoy the rest of the site or Email/Call me for further information.